Built by Sujeet Uttam Hankare — an industry professional with 8+ years in mobile phones and electronics, driven by a passion for technology, innovation, and operations.
To become India's most trusted B2B device security and EMI management platform — connecting every mobile retailer, distributor, and finance institution in a seamless, secure financing ecosystem.
To eliminate EMI default risk in device lending through intelligent technology — giving retailers, NBFCs, and distributors the tools to grow their portfolio confidently while protecting their capital.
Sujeet Uttam Hankare is an individual entrepreneur with over 8 years of hands-on experience in India's mobile phone and electronics industry. Since 2017, he has been deeply focused on technology, innovation, and operations — understanding the ground realities of device retail, financing, and after-sales ecosystems from the inside.
That firsthand experience led to the creation of My EMI Locker — India's dedicated B2B EMI device locking platform — built to solve a real problem: reducing default risk for retailers, distributors, and NBFCs who finance mobile devices across the country.
Founder & Creator, My EMI Locker
Sujeet Uttam Hankare begins his journey in India's mobile phone and electronics industry — building deep expertise in device retail, operations, and distribution.
B2B device warranty management platform. Onboarded 50+ retailers across Maharashtra in year one.
Secured first NBFC partnership. Crossed 1,000 active retailer milestone nationwide.
India's first dedicated B2B EMI device locking platform. Overwhelming response from retailers and NBFCs.
5+ finance partners onboarded. AI risk engine deployed. ₹Cr+ in secured EMI portfolio.
7+ cities. API integrations with 3 NBFCs. Tier 3 distributor expansion underway.
Every product decision is driven by what helps our retailer and finance partner network succeed.
We build technology that solves real ground-level problems in India's device financing ecosystem.
Compliance, data security, and financial integrity are non-negotiable foundations of our platform.
Built for India's diversity — Tier 1 to Tier 3 markets, regional languages, local support.
Join India's fastest-growing EMI device security network.